Mortgage Borrowing Calculator

Our mortgage borrowing calculator can help give you an indication of mortgage borrowing, stamp duty costs and mortgage repayments. These are used as a guide but free and easy to use with no credit checks involved. Please speak to a Qualified Adviser for Advice & Recommendation

Mortgage early repayment calculator

Making extra payments on your mortgage - overpayment - can enable you to pay off your mortgage early. Your mortgage will be cheaper over it's term as you will pay less interest.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our Calculators

Stamp Duty
Mortgage Borrowing
Mortgage Payment

Stamp Duty

£0
Get Started Request callback
£

You could borrow*

£0
Get Started Request callback
£
£

This calculator is for guidance purposes and is designed to provide you with an indication only, depending on your personal circumstances you may be able to borrow more or less. Please speak to one of our Mortgage & Protection Advisers for a full affordability assessment.

Up to

If you have a 10% deposit, a good credit history and no large debts or expenses, you shouldn't have any problem getting a mortgage up to .

to

Depending on a your personal status, you could qualify for a mortgage between and .

Above

Many lenders will limit the amount you can borrow at about five times your annual wage. For you, this is .

Capital & interest payment

£0

Interest only payment

£0
Get Started Request callback
£
%
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Mortgage Borrowing Calculator -  guides

Our Guides section includes a wide variety of content that can answer questions you may have, and the general guides below are related to mortgages and remortgaging.

mortgagenews
April 16, 2024
What You Need to Know About the Upcoming MPC Meeting
The upcoming Monetary Policy Committee (MPC) meeting in the UK is being held on the 9th May 2024, causing a stir among homeowners and aspiring property buyers alike. Scheduled to convene in a few days, this meeting holds significant implications for the economy, especially the housing market. But wh...
Read More
moneymortgage
November 22, 2023
If you're one of millions now struggling to pay your mortgage, here are four practical steps that may help.
To tackle persistent inflation, the Bank of England (BoE) has increased the base interest rate 14 times since December 2021. As of September 2023, it stands at 5.25% – the highest seen in 15 years. As a result, millions of homeowners are struggling to afford their mortgage repayments....
Read More
mortgageremortgage
November 1, 2023
What’s the difference between a product transfer and a remortgage?
If you want to stay on top of your mortgage repayments and ensure you’re getting the right deal for your circumstances then remortgaging is one of the most important financial decisions you can make....
Read More
mortgageremortgage
October 25, 2023
Is now a good time to remortgage as the Bank of England base rate stays the same?
Whilst the Bank of England base rate remains the same, interest rates are still the highest they have been in 15 years. So if you are one of the thousands coming to the end of your fixed rate deal over the next few months it’s very likely you’ll see your payments increase as a result of higher m...
Read More
mortgage
October 18, 2023
Should I get an interest-only mortgage?
If you’re about to come off a fixed rate mortgage, then you could be forgiven for wondering what’s in store for you. Until relatively recently, interest rates have been at near-historic lows for over a decade. In the last two years, though, they’ve rocketed. Higher interest rates, coupled with...
Read More
Home Group Financial Logo
We make it possible. No matter how big your goal, we’re here to work with you and make it a reality.
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it. Approved by The Openwork Partnership on 13.12.23

Home Group Financial Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: 1, Abacus House, Newlands Rd, Corsham SN13 0BH. Registered in England and Wales No. 14123203.
Certified Mortgage Adviser (Badge)
© Copyright 2024 - Home Group Financial
Website by 4D Digital
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram